AI-native UK Ltd software · Coming 2026

AI runs the Ltd. Founders run the business.

QPayments is AI-native compliance software that automates every UK Ltd obligation in a single app. Formation, bookkeeping automation, payroll, VAT, Corporation Tax and Self Assessment preparation tools. Powered by Open Banking.

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QPayments app screen
QPayments app screen
The problem

Founders don't run businesses.
They run paperwork.

A UK Ltd is a filing machine. Every founder juggles twenty-plus statutory and tax obligations a year across four to five separate apps. No UK platform does them end-to-end.

Banking-first apps
Tide, Revolut, Monzo: accounting-thin and Ltd-blind. Great for cards, no help with filings.
Accounting-first tools
Xero, FreeAgent, Crunch: own the books, but don't move money or file with Companies House.
Compliance services
Manual labour, paid by the hour. Slow, fragile, and expensive at scale.
Multi-currency platforms
FX-led: irrelevant for UK-domestic Ltds with payroll and supplier payments in GBP.
Spreadsheets & accountants
Fragmented across four tools. Error-prone, slow, and a yearly bottleneck at year-end.
The solution

Twenty obligations.
AI-native automation.
Zero paperwork.

QPayments handles every UK Ltd obligation, from company formation through daily bookkeeping automation to year-end Self Assessment preparation, in a single AI-native software product.

01 · Open

Set up the Ltd

Companies House submission, certificate, Articles and bank connection via Open Banking. KYC handled in one flow.

02 · Run

Operate the Ltd

AI handles payroll, dividends and bookkeeping automation. Transactions categorised automatically from your bank feed.

03 · File

Stay compliant

VAT, Corporation Tax, Self Assessment, Confirmation Statement. Drafted by AI; you review, approve and file in one tap, Companies Act compliant.

04 · Comply

Always Ltd-native

Director changes, PSC register, dividend vouchers, MTD obligations. All managed end-to-end, no separate tools.

01AI-native

An AI agent, not a form-filler.

Automation engine at the core. AI agents categorise transactions, draft VAT and CT returns, run payroll, post dividend vouchers and assemble year-end accounts, without manual data entry.

02Open Banking

Connects to any UK bank.

Bring your own bank: Lloyds, Tide, Starling, HSBC, Monzo and 30+ others. Read-only access via TrueLayer, FCA-regulated and PSD2-compliant. We never move your money.

03Ltd-native

Built around the Ltd lifecycle.

Formation, statutory filings, dividends and year-end: first-class features, not add-ons. Companies House authorised presenter; every Ltd obligation handled by the platform.

2 M
UK limited companies
Our hero segment. No UK platform today treats the Ltd lifecycle as a first-class product.
20+
Annual filings & obligations
Formation, payroll, dividends, VAT, Corporation Tax, Self Assessment, Confirmation Statement, all in one app.
£39
/ month software subscription · Pro tier
Full AI compliance software. Replaces four separate tools. Starter tier free.

AI runs the Ltd.
Founders run the business.

Be first to know when we launch. We'll send a single email when QPayments is live and accepting clients. Coming 2026.

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